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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Good simple process and good information on finance.

Good simple process and good information on finance. Would really recommend. Reviewed on: 28th February 2025

Excellent customer service and swift.

Excellent customer service and swift. Reviewed on: 28th February 2025

Easy to set up and pay money off the loan...

Easy to set up and pay money off the loan on the app Reviewed on: 28th February 2025

Great and easy application, loan was paid within min...

Great and easy application, loan was paid within minutes Reviewed on: 28th February 2025

Easy Money

Full explanation of process / costs. The App is very user friendly and with the app, it advises on how to improve credit score etc. Reviewed on: 28th February 2025

Stress Free and Simple

So easy took all the stress away from getting a loan Reviewed on: 28th February 2025

The process is easy and smooth, no hassle and the ap...

The process is easy and smooth, no hassle and the app helps me to keep up to date with everything Reviewed on: 28th February 2025

Easy application with easy to access information and...

Easy application with easy to access information and guidance. Readily available support if needed with real people. Reviewed on: 28th February 2025

So easy to apply and monitor your loan.

So easy to apply and monitor your loan. Great customer service and experience Reviewed on: 28th February 2025

Great products but apps cold be a bit lower.

Great products but apps cold be a bit lower.. Reviewed on: 28th February 2025

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