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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Always had positive experience with Zopa.

Always had positive experience with Zopa. Always an easy , simple straightforward transaction. Reviewed on: 28th February 2025

Easy to apply for, the app is easy to use.

Easy to apply for, the app is easy to use. Good customer service. Reviewed on: 28th February 2025

Simple all managed via the APP had no need for custo...

Simple all managed via the APP had no need for customer service. Reviewed on: 28th February 2025

Good loan provider

The process end to end has been really clear. Communication and sense-checking opportunities before agreeing the terms to ensure affordability. Reviewed on: 28th February 2025

1000% recommend it , always good ,

1000% recommend it , always good , Reviewed on: 28th February 2025

Needed loan buy a car and they help me a lot within...

Needed loan buy a car and they help me a lot within one day was into my account Reviewed on: 28th February 2025

Good loan company

Everything is easy to navigate and U can find everything easily on the website Reviewed on: 28th February 2025

Really good, understanding customer service reps.

Really good, understanding customer service reps. Excellent communication and products. Reviewed on: 28th February 2025

Very good.

Very good. Smooth and efficient. Reviewed on: 28th February 2025

I needed some money and they have provided.

I needed some money and they have provided. Reviewed on: 28th February 2025

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