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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

fair zopa review

forget banks and normal credit /loan folk any one with an iq higher than a packet of crisps know that peer to peer loans are unbeatable and zopa is the best after using them several times I was happy to partake in this review Reviewed on: 30th May 2017

Quick, clear, professional & a great model

As above...a very professional and seamless process! Reviewed on: 30th May 2017

best loan provider

great experience, quick and simple application process and great interest rate Reviewed on: 30th May 2017

Fast, simple & great!

So easy to apply for a loan with super fast response times. Great find of a company that I'd never heard of before. Definitely recommend! Reviewed on: 30th May 2017

Quick and easy to get a loan

Loan was quick and easy to apply for online. Loan came through in a couple of days. Easy to change my repayment day online without having to wait on call centre queues!! Reviewed on: 30th May 2017

Hassle free, quick and easy loan

Hassle free, quick and easy loan. They said they would deliver and they did! Reviewed on: 30th May 2017

Quick, straightforward and easy.

My experience has been very positive. Process was very quick, straightforward and easy which is exactly what i needed. Thank you! Reviewed on: 30th May 2017

Excellent quick service

Had a few different loans with them over the years all were brilliant Reviewed on: 30th May 2017

Refreshingly fair, easy and accessible

Zopa was by far the lowest interest rate available when I checked (almost half that of my bank, who even said they were offering me a preferential rate as a longstanding customer), and the service has been easy and clear to use. I've taken out two loans with Zopa and would definitely be happy to take another one if needed. The early repayment option is also helpful - the whole thing feels refreshingly like a financial service that is designed to be helpful, rather than simply an exercise in extracting interest from the consumer. The peer-to-peer lending idea also makes it feel like a more human, accountable process. Reviewed on: 30th May 2017

Great service

The service is very supportive and transparent. Customer service is excellent Reviewed on: 30th May 2017

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