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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Fast and easy

Excellent online service and straight forward process, all details specified before applying with no hidden complications. Full online access and no need to send anything in the post makes the service very appealing to someone who cannot keep up with all the paperwork. Very happy customer Reviewed on: 30th May 2017

Very friendly staff

The consider all the option to help their customers, excellent communication skills, no small customer all are treated different and fair, continue follow up after care to make sure their customer are fully satisfied, good APR rates. Reviewed on: 30th May 2017

Simple, easy, great value.

The process was simple and quick, with great rates and all of the relevant information provided clearly and concisely. Reviewed on: 30th May 2017

So simple, Very affordable.

Applying for a Zopa loan is so easy and the total repayable is very good value compared to major lenders, even my own bank. Reviewed on: 30th May 2017

Great company, pleasure to deal with

I took out a personal loan through zopa last may. From start to finish it was a pleasure to deal with. Any phone dealings I had were done at a time to suit me. Great company Reviewed on: 30th May 2017

Great

ZOPA has been easy, simple and quick. Not had a problem and currently paying off loan with ease. Reviewed on: 30th May 2017

Best interest rate

It was unexpectedly quick process, in 2 days i had the money with an amazing low interest rate. I have recommended it to all my friends ! Reviewed on: 30th May 2017

Just a very easy and good way to borrow

A quick and easy way to borrow without any fuss 1st rate service Reviewed on: 30th May 2017

Simply the best.

Zopa team bring you a Zopa easy way to borrow. Hassle free, stress free and paper free. Easy to answer questions and when you make a mistake there is always someone there to help. Thank you Zopa team. Reviewed on: 30th May 2017

These guys are the best!

Can't say a bad thing about the guys and gals at Zopa, helped me out with an amazing deal. Reviewed on: 30th May 2017

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