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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Loan for kitchen

5
Money I asked for where quick approved and sent after 2 days on my account. Excellent provider. Would recommend to anyone. No need for any appointments, so saving time as well. Reviewed on: 30th May 2017
Aneta Matysiewicz's avatar
Aneta Matysiewicz

Easy peasy lemon squeezy

5
Website very simple super fast decision extremely low rate fantastic experience Reviewed on: 30th May 2017
Anna Shaw's avatar
Anna Shaw

best loan provider

5
simple and quick application process with great interest rate, great experience Reviewed on: 30th May 2017
md sharif hossan's avatar
md sharif hossan

So straight forward and easy to the point

5
So easy and no mumbo jumbo just got my cash so well impressed Reviewed on: 30th May 2017
Tony's avatar
Tony

Easy peasy lemon squeezy

5
Really easy website ,very simple ,super fast decision, extremely low rate, fantastic experience Reviewed on: 30th May 2017
Anna Shaw's avatar
Anna Shaw

User friendly, trusted lender.

5
My experience of using Zopa lending service was a pleasant one at a very difficult time of my life, almost being a last resort for financial help. I completed the online application, uploaded my salary information and within 24 hours the decision was made and this turned my life around . This company is the first I would approach if needed in the future, and I have certainly recommended Zopa to my family and friends. Reviewed on: 30th May 2017
clair collins's avatar
clair collins

Good helpers

5
Zola is a quick and good ...simple Reviewed on: 30th May 2017
Waheed Wahee's avatar
Waheed Wahee

Really easy system, no problems.

5
Had 2 loans through zopa, great that we can pay it back when we want and gray to see your live loan online easily. Reviewed on: 30th May 2017
Richard New's avatar
Richard New

So quick, easy and fair!

5
The application process is so easy and you hear back so much quicker than they say but most importantly they have such fair and reasonable interest rates! Reviewed on: 30th May 2017
Lauren Ross's avatar
Lauren Ross

fair zopa review

5
forget banks and normal credit /loan folk any one with an iq higher than a packet of crisps know that peer to peer loans are unbeatable and zopa is the best after using them several times I was happy to partake in this review Reviewed on: 30th May 2017
p stevenson's avatar
p stevenson

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