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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

So straight forward and easy to the point

So easy and no mumbo jumbo just got my cash so well impressed Reviewed on: 30th May 2017

Easy peasy lemon squeezy

Really easy website ,very simple ,super fast decision, extremely low rate, fantastic experience Reviewed on: 30th May 2017

User friendly, trusted lender.

My experience of using Zopa lending service was a pleasant one at a very difficult time of my life, almost being a last resort for financial help. I completed the online application, uploaded my salary information and within 24 hours the decision was made and this turned my life around . This company is the first I would approach if needed in the future, and I have certainly recommended Zopa to my family and friends. Reviewed on: 30th May 2017

Good helpers

Zola is a quick and good ...simple Reviewed on: 30th May 2017

Really easy system, no problems.

Had 2 loans through zopa, great that we can pay it back when we want and gray to see your live loan online easily. Reviewed on: 30th May 2017

So quick, easy and fair!

The application process is so easy and you hear back so much quicker than they say but most importantly they have such fair and reasonable interest rates! Reviewed on: 30th May 2017

fair zopa review

forget banks and normal credit /loan folk any one with an iq higher than a packet of crisps know that peer to peer loans are unbeatable and zopa is the best after using them several times I was happy to partake in this review Reviewed on: 30th May 2017

Quick, clear, professional & a great model

As above...a very professional and seamless process! Reviewed on: 30th May 2017

best loan provider

great experience, quick and simple application process and great interest rate Reviewed on: 30th May 2017

Fast, simple & great!

So easy to apply for a loan with super fast response times. Great find of a company that I'd never heard of before. Definitely recommend! Reviewed on: 30th May 2017

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