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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very quick and professional with they loans

Very quick and professional with they loans Reviewed on: 17th January 2025

Easy to apply and quick to receive the money.

Easy to apply and quick to receive the money. The on line app makes it easy to track and overpayment automatically changed monthly payments. Very happy! Reviewed on: 17th January 2025

Excellent ongoing service

Supportive . Extremely flexible service Very Good and dynamic support Reviewed on: 17th January 2025

It was a very easy and quick process with Zopa, I ha...

It was a very easy and quick process with Zopa, I have been with them for over a year and just a great company Reviewed on: 17th January 2025

Seamless application for a loan

Easy to use app, application for loan was easy. Good interest rates. Like the consolidation calculator too, I was able to make an informed decision before taking out a loan. Money was transferred immediately. Reviewed on: 17th January 2025

Everything is just so quick and easy..

When applying for the loan it was so quick and easy and once approved I received the funds almost immediately. They offer the option to be able to make extra payment towards your loan via the app which was perfect for me as I wanted to clear the loan quicker than the term. Reviewed on: 17th January 2025

Quality isn't difficult

Very simple process. Clear communication and a really good detailed app. Manage things really easily. Reviewed on: 17th January 2025

Very good and quick response easy set up in bank wit...

Very good and quick response easy set up in bank within 24hr and choice of payment date that best suits you Reviewed on: 17th January 2025

I still remember was i am looking for credit but eve...

I still remember was i am looking for credit but everyone have hight rate but zopa 1st approve my credit and give best rate Reviewed on: 17th January 2025

Great, straight forward service.

Great, straight forward service. Love the fact everything is clear and there's no hidden conditions Reviewed on: 17th January 2025

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