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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

I applied for a loan no trouble at all fast and easy...

I applied for a loan no trouble at all fast and easy to apply the money was in my account in a few minutes Reviewed on: 16th January 2025

Quick & easy to apply.

Quick & easy to apply. No hassle or long annoying phone calls. Reviewed on: 16th January 2025

Excellent loan rates, quick decision and fast bank p...

Excellent loan rates, quick decision and fast bank payment. Would highly recommend. Reviewed on: 16th January 2025

Problem-free account maintenance

Problem-free account maintenance Reviewed on: 16th January 2025

Really fast, really easy and amazing rates

Really fast, really easy and amazing rates Reviewed on: 16th January 2025

Great company - innovative ideas.

Great company - innovative ideas. Reviewed on: 16th January 2025

Interest is a little higher than I would like but ve...

Interest is a little higher than I would like but very fast payout and easy to apply Reviewed on: 16th January 2025

Fast and hassle free.

Fast and hassle free. Easy to apply and money promptly paid into bank account Reviewed on: 16th January 2025

Simple process, very responsive .

Simple process, very responsive . Money transfer immediate Reviewed on: 16th January 2025

They are straight forward watch carefully they don't...

They are straight forward watch carefully they don't give too much money you can not afford. Reviewed on: 16th January 2025

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