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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Online Zopa Loan.

5
Applied and accepted the loan online using the iPhone. No experience of customer service as never needed to contact them. Reviewed on: 16th January 2025

Great service .

5
Great service . Easy application and easy to deal with Reviewed on: 16th January 2025

Zopa loan

5
Great company , easy application , no fuss Reviewed on: 16th January 2025

Never had any problems staff always super efficient...

5
Never had any problems staff always super efficient and polite services provided excellent Reviewed on: 16th January 2025

Great service as well as quick efforts

5
Great service as well as quick efforts Reviewed on: 16th January 2025

quality service /great rates/quick response/great to...

5
quality service /great rates/quick response/great to deal with Reviewed on: 16th January 2025

Super Zopa!

5
I was in the market for a loan, and Zopa were the best option out there for me, but beyond that, they make it really easy to keep track of all the payments, and everything, from the initial application, through to the repayment schedule, and the way they keep in touch, makes me happy I made the right choice going with Zopa Reviewed on: 16th January 2025

Five star

5
Very helpful and good quality service Reviewed on: 16th January 2025

The process was so quick and properly dealt with.

5
The process was so quick and properly dealt with. I am so impressed Reviewed on: 16th January 2025

Found it very easy t apply for my loan fast...

5
Found it very easy t apply for my loan fast response Reviewed on: 16th January 2025

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