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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy to manage and regularly informative

Keep you informed of offers and helpful advice. Easy to manage a loan Reviewed on: 16th January 2025

Efficient and accurate service

Very user friendly and accurate service and do what they say Reviewed on: 16th January 2025

Fast service simple fuss free process

Fast service simple fuss free process Reviewed on: 16th January 2025

Fast efficient simple to use service

Fast efficient simple to use service Reviewed on: 16th January 2025

Good experience so far.

Good experience so far. Website easy to use. Reviewed on: 16th January 2025

The app is useful and provides all the information n...

The app is useful and provides all the information needed to track repayments. Reviewed on: 16th January 2025

Ease of application.

Easy application fast reply and funds paid quickly at good rates. Reviewed on: 16th January 2025

Easiest loan i've applied for

Easy to apply, clear loan rates, quick decision and transfer of money Reviewed on: 16th January 2025

Great company to deal with and great rates

Great company to deal with and great rates Reviewed on: 16th January 2025

zopa loan

The process was quick and easy to follow. The feedback and customer services are great. Zopa send relevant emails to keep me in the loop. Reviewed on: 16th January 2025

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