Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy to manage and regularly informative

Keep you informed of offers and helpful advice. Easy to manage a loan Reviewed on: 16th January 2025

Efficient and accurate service

Very user friendly and accurate service and do what they say Reviewed on: 16th January 2025

Fast service simple fuss free process

Fast service simple fuss free process Reviewed on: 16th January 2025

Fast efficient simple to use service

Fast efficient simple to use service Reviewed on: 16th January 2025

Good experience so far.

Good experience so far. Website easy to use. Reviewed on: 16th January 2025

The app is useful and provides all the information n...

The app is useful and provides all the information needed to track repayments. Reviewed on: 16th January 2025

Ease of application.

Easy application fast reply and funds paid quickly at good rates. Reviewed on: 16th January 2025

Easiest loan i've applied for

Easy to apply, clear loan rates, quick decision and transfer of money Reviewed on: 16th January 2025

Great company to deal with and great rates

Great company to deal with and great rates Reviewed on: 16th January 2025

zopa loan

The process was quick and easy to follow. The feedback and customer services are great. Zopa send relevant emails to keep me in the loop. Reviewed on: 16th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Dot Dot Loans 3.65 from 14 reviews
Personal Loans
from ASDA Money 4.62 from 28 reviews
Payday loan (discontinued)
from MPP Money (inactive company) 3.63 from 4 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub