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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Brilliant and fast

I've used Zopa twice now and they've always been fantastic. Really quick decisions and a no hassle experience. Reviewed on: 30th May 2017

Very easy lender to work with

Very easy to lend money from, website very well laid out and money was in my account within a day. Have already recommended to a friend who has subsequently taken out a loan with Zopa as well. Reviewed on: 30th May 2017

Quick and easy

Got a answer on my application very quickly so I was able to get the car I wanted great service Reviewed on: 30th May 2017

awesome service

Awesome platform and support. Easy to borrow and easy to lend money. Products are diversified and earning decent revenue. Reviewed on: 30th May 2017

Easy to apply, clear and comepetetive!

I applied 1 year ago and the process went smooth. Reviewed on: 30th May 2017

Great service!

Very quick acceptance on the loan application, good repayment rates. No early repayment charges a big plus! Reviewed on: 30th May 2017

Simple easy and quick

Needed a deposit for my wedding and these guys did it so quickly no fuss at all! Thanks to them my wedding is still on! Reviewed on: 30th May 2017

Great service so far

Have only just started the loan and first payment has been taken. So far no problems. Reviewed on: 30th May 2017

Efficient lending

Easy and quick to set up.......revolutionizing the loan application process.....should be the first choice for anyone considering a personal loan Reviewed on: 30th May 2017

Exceptional

Fantastic company with clear transparent service. Reviewed on: 30th May 2017

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