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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

So easy, trustworthy and fast

5
From applying for my loan, zopa was by far the best option with regards to interest rates. The excellent customer service reviews really sold zopa to me. The money was in my account within a matter of minutes as well! Reviewed on: 30th May 2017
Katie greensted's avatar
Katie greensted

Super Zopa

5
Very easy process, very quick response time and amazing interest rates. Reviewed on: 30th May 2017
Sonja Nye's avatar
Sonja Nye

Quick and easy

4
The process to apply was easy and the decision was quick. Gave me a good offer considering my credit rating. Reviewed on: 30th May 2017
Sarah Oatley's avatar
Sarah Oatley

Excellent Lending provider

5
The APR was one of the lowest and the repayment time was just what I wanted! The money was in my account within 10days, they have been so easy and helpful to deal with - I highly recommend!! Reviewed on: 30th May 2017
Fiona's avatar
Fiona

Why go to the bank

5
A Zopa loan is easier and much more flexible than many bank loans and there are no penalties for early repayments. Reviewed on: 30th May 2017
david alexander's avatar
david alexander

Quick and easy

5
Was looking for a good loan provider. Zopa came up as one of the lowest rates. Application only took a few minutes. And decision was pretty much Instant. Thoroughly recommend. Reviewed on: 30th May 2017
Andrew Peebles's avatar
Andrew Peebles

good rates

5
good rates and you can pay off the loan at any time without penalty Reviewed on: 30th May 2017
Mark Baillie's avatar
Mark Baillie

Quick and easy!!

5
Zopa were an efficient company when dealing with my loan request. I received the sum of money within a small duration of days and they keep me posted of my loan statements and also have an option to pay back the full loan without any penalty charges! Not many loan companies offer that! Reviewed on: 30th May 2017
Liam Martin's avatar
Liam Martin

Fast and easy

5
Brilliant in all aspects . I am pleased with the website and easy to understand all the terms. Reviewed on: 30th May 2017
Florin Feher's avatar
Florin Feher

Quick, Easy and Hassle Free

5
I have taken out two loans with Zopa. They were incredibly easy to set up and gave a very good rate, it was more reasonable than many other competitors. Using my online account I found them easy to use and keep track of the payments i had made. You can also change your payment date online without any hassle. I actually closed one of my loans early which was simple to do and didn't cost me any more. I would recommend Zopa to anyone looking for a short term loan. Reviewed on: 30th May 2017
Natalie's avatar
Natalie

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