Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68053 reviews)

View other Zopa products

4.94

Based on 68,053 reviews, last reviewed 25th Mar 2026

274100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68053)

Good rates for savers send borrowers with super service

I took out a short Lian last year repaid 3 months later with no early repayment charges. This year I have switched my savings to Zopa and have 4% return. Competition for the big banks at last. Reviewed on: 19th December 2016

Simplicity

So easy to apply and a very quick decision with great rates Reviewed on: 19th December 2016

Excellent service from start to finish

Excellent site easy to follow low interest rate money in bank within 4 days. Highly recommend Reviewed on: 19th December 2016

Best lender ever

I was amazed when I find Zopa website! It was so easy and very quick loan from them! Thank you Zopa! Reviewed on: 19th December 2016

Best loan rate bar none

You simply can't find a better loan anywhere Reviewed on: 19th December 2016

Zopa hassle free loan

Zopa have been fantastic company to work with. Reviewed on: 19th December 2016

zopa is the best

I got a loan from zopa, I have not had any bad experience, easy repayments method, quick response to loan application, low interest rate, some many options of length to payback, and most importantly great customer service so professional and helpful. I love Zopa, best loan company ever!!! Reviewed on: 19th December 2016

Great service fast and efficient

Great interest rate, fast and efficient Reviewed on: 19th December 2016

easy peasy

borrowed to buy a van it was so easy i was shocked when it whent through. easy on line account monthly direct debits great x Reviewed on: 19th December 2016

Superb service

Zopa were great, they helped me out with no hassle at all, everything was easy to understand and they offer a great service. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Conduit 4.82 from 353 reviews
Personal Loans
from Five Lamps 4.54 from 24 reviews
Personal Loans
from ASDA Money 5.00 from 24 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub