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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Great loans for everybody

My loan,taken to purchase a used motorbike.It was dealt with in a sensible and prompt manner,at a competitive rate,and I would not hesitate in using this service again Reviewed on: 19th December 2016

First class service

First class, hassle free experience. Reviewed on: 19th December 2016

good service

Brilliant service and a good interest rates Reviewed on: 19th December 2016

Easy and convenient service

Application process was easy and money were in my account in a couple of days. This helped me a lot with house moving. Reviewed on: 19th December 2016

Simple, Swift & Satisfactory

I came across Zopa VT accident and I am very glad I did. Their rates, application system and customer service is one of the best I have ever experienced. The whole ethos of the company is very appealing and I cannot give them enough stars for their overall performance. Well done to all at Zopa!!! Reviewed on: 19th December 2016

Safe and quickest way

Helpful customer service. Recommend for a few friends due to best service. Safest ans quickest way to get loan Reviewed on: 19th December 2016

The Zone of Possible Agreement (ZOPA)

Already recommend to friends and family who have now taken out loans with Zopa. Good interest rate, easy to apply! Reviewed on: 19th December 2016

Easy to use all rounder

The best rates I could find. Easy to use and easy to pay back early. An all rounder when looking for a loan. Would highly recommend. Reviewed on: 19th December 2016

excelent servis

great on line and costomer servis Reviewed on: 19th December 2016

Exactly what I expected

Whole process was easy, accommodating to changing my payment date. Would definitely recommend. Reviewed on: 19th December 2016

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