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Zopa: Personal loan reviews

4.95
Based on 69,056 reviews, last reviewed 18th Apr 2026
0% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Zopa is a really good loan company who give you a lo... Zopa is a really good loan company who give you a loan when they know you can pay directly managed on line which protects the environment as paperless Reviewed on: 18th April 2026
Denise G's avatar
Denise G

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69056)

Simple

5
Simple easy and with out any fuss what more needs to said Reviewed on: 19th December 2016

Quick personal and efficient service

5
Excellent service , quick results and personal service. Thank you Reviewed on: 19th December 2016

Very good...

5
Zopa is fast and very efficient.What i like is that it is all done online.Minamal waiting and best of all no paperwork!Other lenders let me down but Zopa came through for me at time when i needed it.Highly recomended! Reviewed on: 19th December 2016

EASY LOAN

5
Brilliant easy to use simple website and simple systems Reviewed on: 19th December 2016

Great

4
Great easy way to get a loan. I would highly recommend. It is easy to pay off even of you want to pay more each month you can. Reviewed on: 19th December 2016

Honest and very pleased

5
This has been the easiest loan to take. Everything went so quick and without hitch. Reviewed on: 19th December 2016

Best loan provider

5
Zopa,offer me the best deal,I was refused by other loans provider and banks, from my credit score web site I find Zopa,and I give a try, I had an personal issue quite big,and Zopa offered all their support,very fast,fair,good customer service,I can only say I am 100%satisfied by them. Thank you Zopa Reviewed on: 19th December 2016

Helped me when I needed it

4
Was simple and helped me when others made it complicated. They afford me a loan when others would not make it simple, at a competetive rate after seeing other loan options. Reviewed on: 19th December 2016

Excellent and amazing loan providers

5
First class service from start to finish , hassle free and not one problem , didn't even pick a phone up so easy Reviewed on: 19th December 2016

Fast and easy online process

5
Fuss free application. Excellent that you can redeem at any time without penalties. Reviewed on: 19th December 2016

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