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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Easy application and fast loan payout.

Easy application and fast loan payout. Reviewed on: 14th January 2025

Simply and easy process.

Simply and easy process. Everything was straightforward but stringent. Quick transfer made it even more surprising. Interest rate reasonable. Good communication and update keeps me well informed. Reviewed on: 14th January 2025

The easiest process I have ever experienced.

The easiest process I have ever experienced. Making a payment date change was seamless. Reviewed on: 14th January 2025

Best bank, good experience, no issue

Best bank, good experience, no issue Reviewed on: 14th January 2025

Zopa made applying for my loan, very simple.

Zopa made applying for my loan, very simple. All done on line and by submitting my personal information, everything went through very smoothly and quickly. Had my loan through in no time at all. Reviewed on: 14th January 2025

Quick and good app.

Quick and good app. Links loan with credit card all under 1 app which is usefull Reviewed on: 14th January 2025

Loans without the moans

Applied for a loan and all sorted in about ten minutes excellent service Reviewed on: 14th January 2025

Very good loan provider, easy to use app, would use...

Very good loan provider, easy to use app, would use them again Reviewed on: 14th January 2025

Hassle free!

Hassle free! Just so simple to navigate and find your needs! Reviewed on: 14th January 2025

Great loan company in every aspect

Great loan company in every aspect Reviewed on: 14th January 2025

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