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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Really easy to apply and the money was in my accoun...

Really easy to apply and the money was in my account the same day. Would highly recommend Reviewed on: 14th January 2025

Stress free approval on loan and quick too

Stress free approval on loan and quick too Reviewed on: 14th January 2025

Zopa changed my life for the better

Professional services, simplicity and easy to use.Excellent communication Reviewed on: 14th January 2025

Very easy process and helpful staff

Very easy process and helpful staff Reviewed on: 14th January 2025

Very easy and super quick from start to finish and w...

Very easy and super quick from start to finish and was all sorted out within a few hours Reviewed on: 14th January 2025

Zopa have helped me out twice now, never had a probl...

Zopa have helped me out twice now, never had a problem with them. Amazing Reviewed on: 14th January 2025

Excellent product and no hassle service

Really good experience using Zopa product Reviewed on: 14th January 2025

Easy to arrange online , process was very quickly ar...

Easy to arrange online , process was very quickly arranged and money paid into my bank account the next day Reviewed on: 14th January 2025

A very easy and quick experience, filled in on line,...

A very easy and quick experience, filled in on line, git a phone call within minutes and money was in my account within hours. The person on the phone was very friendly and polite didn't make me feel uncomfortable at all. Reviewed on: 14th January 2025

Customer Friendly.

Straight forward, prompt and accessible. Helpful with great app. would definitely recommend. Reviewed on: 14th January 2025

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