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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Quick and easy to apply quick decision and very easy...

Quick and easy to apply quick decision and very easy to manage with app Reviewed on: 14th January 2025

Really Good!

It was very easy to apply and I have no issues accessing my account. I'd definitely recommend Zopa to anyone needing a loan! Reviewed on: 14th January 2025

Great rates very informative and great easy to use app

Great rates very informative and great easy to use app Reviewed on: 14th January 2025

Excellent service

Excellent service,speedy approval not waiting for ages for a decision and as soon as approved money was in my bank. Reviewed on: 14th January 2025

Great Service

Very good company, quick and efficient. Would highly recommend, the customer service is top class. Reviewed on: 14th January 2025

A very quick process, I have the clearscore app and...

A very quick process, I have the clearscore app and was pre approved. When I saw Zopa loans I was happy as I have had loans from Zopa before. Once I was redirected to Zopa the process took literally 4 minutes to get the accepted decision for my loan. I signed all on line and 20 minutes later the money was in my bank account. I have always had a great experience with Zopa personal loans and will always use them as their APR rates are the best out there. Thank you Zopa for a great experience. Reviewed on: 14th January 2025

The application process is so easy

The application process is so easy and reliable. I would definitely recommend to anyone wanting a hassle free loan. Reviewed on: 14th January 2025

It has been easy to apply for a loan and didn't take...

It has been easy to apply for a loan and didn't take long to get a reply. The time to get money in your account was swift. Customer Service is efficient and they take time to listen to your queries and your needs. They took time to explain what is involved in the process of getting a loan. Reviewed on: 14th January 2025

Very easy & straight forward, had the money very qui...

Very easy & straight forward, had the money very quick & great communication Reviewed on: 14th January 2025

Fast Service

Easy and quick to get things done. Reviewed on: 14th January 2025

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