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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Easy, great rates, seamless interaction, would Defin...

Easy, great rates, seamless interaction, would Definitely recommend. Reviewed on: 14th January 2025

My credit score hasn't gone down since I started usi...

My credit score hasn't gone down since I started using zopa. Reviewed on: 14th January 2025

Top Notch Zopa

Zopa is top notch, communication is excellent and the app is very friendly and so easy to use, would definitely recommend. Reviewed on: 14th January 2025

Great loan provider

Zopa have always provided a choice of services, when it came to their loan process it was all managed easily online with an immediate decision and payment made quickly. The loan rates are brilliant in comparison to other providers. They also have great tools on their app which provides hints, tips and recommendations. Reviewed on: 14th January 2025

Fast and easy unlike other companies no stupid quest...

Fast and easy unlike other companies no stupid questions asked over again Reviewed on: 14th January 2025

They are first class no hassle easy to get a loan load

They are first class no hassle es Reviewed on: 14th January 2025

No comment .

No comment . Interest rate is bit higher, most of the people won't like it Reviewed on: 14th January 2025

Very good helping people when need very helpful

Very good helping people when need very helpful Reviewed on: 14th January 2025

A great support of people just need to work on int r...

A great support of people just need to work on int rest rate Reviewed on: 14th January 2025

Love the App & love Zopa!

Love the App & love Zopa! Will continue to use Zopa. Reviewed on: 14th January 2025

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