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Zopa: Personal loan reviews

4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Excellent service throughout.

5
Excellent service throughout. User free form. Quickly approved and quick transfer of funds. Reviewed on: 14th January 2025

Easy, great rates, seamless interaction, would Defin...

5
Easy, great rates, seamless interaction, would Definitely recommend. Reviewed on: 14th January 2025

My credit score hasn't gone down since I started usi...

5
My credit score hasn't gone down since I started using zopa. Reviewed on: 14th January 2025

Top Notch Zopa

5
Zopa is top notch, communication is excellent and the app is very friendly and so easy to use, would definitely recommend. Reviewed on: 14th January 2025

Great loan provider

5
Zopa have always provided a choice of services, when it came to their loan process it was all managed easily online with an immediate decision and payment made quickly. The loan rates are brilliant in comparison to other providers. They also have great tools on their app which provides hints, tips and recommendations. Reviewed on: 14th January 2025

Fast and easy unlike other companies no stupid quest...

5
Fast and easy unlike other companies no stupid questions asked over again Reviewed on: 14th January 2025

They are first class no hassle easy to get a loan load

5
They are first class no hassle es Reviewed on: 14th January 2025

No comment .

5
No comment . Interest rate is bit higher, most of the people won't like it Reviewed on: 14th January 2025

Very good helping people when need very helpful

5
Very good helping people when need very helpful Reviewed on: 14th January 2025

A great support of people just need to work on int r...

5
A great support of people just need to work on int rest rate Reviewed on: 14th January 2025

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