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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

First class.

Fast and efficient. Easy application process. Highly recommend Reviewed on: 14th January 2025

No nonsense credit application

Made an enquiry, no nonsense involved and credit received in my bank the same day. Two repayments in and I can check my balance at any point on the easy to use app. Reviewed on: 14th January 2025

Borrowing made simple

Very straight forward and easy to navigate, found it easy to change direct debit date. Plenty of options about borrowing or paying off your loan. The money was in my account within one hour. I would highly recommend. Reviewed on: 14th January 2025

Brilliant communication & excellent service

Brilliant communication & excellent service Reviewed on: 14th January 2025

Easy process,

Didn’t make me feel like crap for needing assistance! Some loan companies can be so patronizing. Reviewed on: 14th January 2025

Outstanding company

Excellent all done and dusted in a couple of days Reviewed on: 14th January 2025

Excellent it easy very fast brill

Excellent it easy very fast brill Reviewed on: 14th January 2025

Zopa explained everything and I was very impressed w...

Zopa explained everything and I was very impressed with them Reviewed on: 14th January 2025

Money made easy!

Easy to apply and fast transfer of funds! Reviewed on: 14th January 2025

Uncomplicated, reliable and fast communication.

Uncomplicated, reliable and fast communication. Low and affordable interest rates Reviewed on: 14th January 2025

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