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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

First Class Service

Hassle free! Excellent, fast service every time. So easy to deal with Reviewed on: 14th January 2025

I would definitely use Zopa again for a loan

Zopa provided me with the money to purchase a car a few years ago, that loan finishes in July. They gave me a quick response, the money was there within 24 hours and I've just recommended Zopa to my housemate. Its easy to check your payments and statements on line too. I'm not a young techy but it was simple enough for me to do :-) Reviewed on: 14th January 2025

Easy application.

The application process was very easy and when I had to speak to one of your advisors they were very helpful and I felt valued as a customer. Reviewed on: 14th January 2025

Trust the process

Everything went as expected and the application process was straight forward Reviewed on: 14th January 2025

Fantastic everything.

Fantastic everything. Straight forward and easy to see exactly how things are going. Reviewed on: 14th January 2025

Transparent, Efficient, Fair

Always clear communication, transparent and very reasonable terms Reviewed on: 14th January 2025

Great app.

Great app. Easy to set up loan. Easy to overpay. Reviewed on: 14th January 2025

It was really straightforward to apply for loan

It was really straightforward to apply for loan online, no phone calls needed. The interest rates are okay too. I was really impressed with how quickly then loan was to apply for and how fast it was put in my bank account. I would definitely apply for another loan with Zopa if needed. Reviewed on: 14th January 2025

Everything is easy competitive and open from contact...

Everything is easy competitive and open from contacting to the app can’t say I have any complaints Reviewed on: 14th January 2025

Easy and Simple Process

It was a simple and quick process and the money was in my bank account immediately. Very straight forward Reviewed on: 14th January 2025

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