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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Since I’ve had Zopa loans, I have had nothing but a...

Since I’ve had Zopa loans, I have had nothing but a great experience, and I would recommend it to any of my friends and colleagues Reviewed on: 14th January 2025

It is easy to gain access to all the information I n...

It is easy to gain access to all the information I need through their app Reviewed on: 14th January 2025

Excellent and easy from start to finish

Excellent and easy from start to finish Reviewed on: 14th January 2025

Speedy from start to finit

Fast and easy to apply, get approved and receive the funds Reviewed on: 14th January 2025

easy to apply with good rates very fast service

easy to apply with good rates very fast service Reviewed on: 14th January 2025

Excellent service.

I have a very good experience with Zopa, costumes service very nice and apropiat, take time to explain the procedur and give time for quastion. as my first time taking a loan out side of my Bank account, I am grateful for the service Zopa provided. Thank you very much for your help and support. Ana Reviewed on: 14th January 2025

Very easy and quick to get loans, excellent app

Very easy and quick to get loans, excellent app Reviewed on: 14th January 2025

Really easy loan set up with great app to track prog...

Really easy loan set up with great app to track progress and make extra payments Reviewed on: 14th January 2025

Got my loan very quick with no hustle and no stress.

Got my loan very quick with no hustle and no stress..Good job Zopa! Reviewed on: 14th January 2025

I have never had a more straight forward application.

I have never had a more straight forward application. Gave me a decision right away Reviewed on: 14th January 2025

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