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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

David - It was effortless and great customer service.

It was effortless and great customer service. Reviewed on: 11th April 2024

I know they are there for me if I need...loan

I know they are there for me if I need any help Reviewed on: 11th April 2024

Personal Loan

I have been very satisfied with the whole process following my application for a personal loan. I cannot fault the service I have received and would not hesitate to recommend Zopa Reviewed on: 11th April 2024

Easy from start to finish

The whole process from applying to receiving the funds was smooth and hassle free. They would definitely be a go to in the future if I was considering financial products Reviewed on: 11th April 2024

Zopa loans helped repositioned my competing needs to...

Zopa loans helped repositioned my competing needs towards quality of life with ease. Reviewed on: 11th April 2024

I have been in contact with Zopa twice which on both...

I have been in contact with Zopa twice which on both occasions were for a personnel loan. Loan no1 £3000 cLoan no2 £ 5000 of which i am currently paying of at £202 per month over a 5year cycle. I have found them to be an exceptional company from when i applied to the very end when i received my loan. At all times how polite and helpful their customer services were throughout the whole process , i was kept up to date at all times either by text or one on one by mobile or landline telephone on how my application was going forward. A very professional company and i have no doubt in my mind that this company is the only one who i would use if and when i require a loan. OUTSTANDING. Reviewed on: 11th April 2024

Easy app to use and very quick decisions.

Easy app to use and very quick decisions. Money available very quickly and easy to overpay Reviewed on: 11th April 2024

Fantastic service.

Fantastic service. Very clear information and always very helpful with any queries. Wouldn’t use anyone else. Reviewed on: 11th April 2024

One of the best loan rates at the time.

One of the best loan rates at the time. Ended up Zopa was a no brainer choice Reviewed on: 11th April 2024

App quality & access to early repayment

Love the app & how easy it is to navigate & explore the options to repay early Reviewed on: 11th April 2024

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