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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Very good to deal with easy applications and fast re...

Very good to deal with easy applications and fast response Reviewed on: 4th March 2024

Flexibility

I am not an average customer but the partner was prepared to listen and make a judgement in my favour. Not everyone fits in the same shaped box. Reviewed on: 4th March 2024

A friendly and helpful Company

A friendly and helpful Company who are understanding with an easily assisted application form Reviewed on: 4th March 2024

Very good condition for my first time

Very good condition for my first time Reviewed on: 4th March 2024

1st for Quality

Easy to arrange very helpful staff and understanding. Reviewed on: 4th March 2024

Loan had great APR and very easy to understand and s...

Loan had great APR and very easy to understand and service was great Reviewed on: 4th March 2024

Never had an issue with my loan.

Never had an issue with my loan. Always there for advise and any help required Reviewed on: 4th March 2024

The whole experience is excellent...

The whole process from start to finish is excellent and the app is fantastic too. Reviewed on: 4th March 2024

Great service, good rate, easy process, Quick decisi...

Great service, good rate, easy process, Quick decision, quick payments Reviewed on: 4th March 2024

Excellent Zopa

Excellent from start to finish. My 2nd loan with them Reviewed on: 4th March 2024

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