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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Easy to apply.

Easy to apply. Very good service Reviewed on: 10th January 2024

I received the best customer service when applying f...

I received the best customer service when applying for my loan.It only took less than an hour to secure the loan,offered best payment plan and I wasn’t asked unnecessary questions. Reviewed on: 10th January 2024

A fair rate and easy to understand and applyfor a...

A fair rate and easy to understand and applyfor a loan Reviewed on: 10th January 2024

Quick and easy no fuss, no waiting around for days t...

Quick and easy no fuss, no waiting around for days to await a decision. Reviewed on: 10th January 2024

Amazing service,

Amazing service, I have a zopa loan, which was very easy to apply for, as I was already pre-approved thanks to the app which ley me know, Reviewed on: 10th January 2024

Simply Great

Professional and very quick couldn't fault any of the procedures would recommend zopa to family and friends wonderful experience s Reviewed on: 10th January 2024

Quick personal loan.

Quick personal loan. Very easy to change payment date if necessary, all on line, and simple iuse. Reviewed on: 10th January 2024

Excellent for loans

Easy to navigate website, written plainly for ease of understanding. And they keep you in the loop at all times, and super value. Reviewed on: 10th January 2024

Zopa loan

Everything was transparent straightforward and even for a tech phobe like myself incredibly simple. Also very quick which is exactly what you want when applying to borrow money. Reviewed on: 10th January 2024

Fast and efficient and a good deal.

Fast and efficient and a good deal. Reviewed on: 10th January 2024

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