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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

My loan review

I have two loans with Zopa and have had other loans with them that have been paid off, very happy with the service they supply and would recommend them. Reviewed on: 10th January 2024

Very friendly

They are polite and listen you you Reviewed on: 10th January 2024

Friendly, fast and trusted, with good interest rates...

Friendly, fast and trusted, with good interest rates and several loan length options. Have had more than one loan and wouldn't go anywhere else. Reviewed on: 10th January 2024

Good communication and friendly service

Good communication and friendly service Reviewed on: 10th January 2024

Quick and easy

Great experience, quick and easy to sort out, money available very quick would definitely recommend. The app is easy to use. Reviewed on: 10th January 2024

Easy to use Zopa

The process is easy and I have a loan and credit card with Zopa and the app to monitor my account is easy to use too. Reviewed on: 10th January 2024

Great to deal with, straightforward and simple.

Great to deal with, straightforward and simple. Reviewed on: 10th January 2024

Excellent Service

Straightforward application process, and when approved funds can be in your account within 1hour. Reviewed on: 10th January 2024

Excellent

First rate loan provider..Excellent service Reviewed on: 10th January 2024

Straight forward, easy to use.

Straight forward, easy to use. I have applied for a personal loan and got accepted in minutes. Reviewed on: 10th January 2024

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