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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

So easy to deal with I had the money in my bank in l...

So easy to deal with I had the money in my bank in less than an hour I would gladl use Zopa again Reviewed on: 10th January 2024

Smooth process, I receive regular updates and commun...

Smooth process, I receive regular updates and communications l. They yiv a great, speedy and reliable srrvice Reviewed on: 10th January 2024

Excellent service provider.

Excellent service provider. Helpful and supportive Reviewed on: 10th January 2024

Great customer service kept me informed fully

Great customer service kept me informed fully and still do Reviewed on: 10th January 2024

Quick and easy to apply, good email communication an...

Quick and easy to apply, good email communication and easy to access online portal. Reviewed on: 10th January 2024

Quick and easy to apply, you get a decision on wheth...

Quick and easy to apply, you get a decision on whether you can afford the loan or not. Reviewed on: 10th January 2024

Low rates and reasonable payments plan

Low rates and reasonable payments plan Reviewed on: 10th January 2024

first class

excellent service easy to apply rapid response Reviewed on: 10th January 2024

Very happy.

Very happy. All very user friendly Reviewed on: 10th January 2024

ZOPA Experience

very informative site with easy navigation. However, the process was so simple with no complex forms to fill in and therefore so easy to follow and the money was in my account within hours, I couldn't wish for a better personal experience within the financial system. Reviewed on: 10th January 2024

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