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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

first class service

quick and easy service and don't mess you around keep you in the loop till you get your money in the bank with a fast service to boot Reviewed on: 10th January 2024

Zopa personal loan was easy to understand and to set...

Zopa personal loan was easy to understand and to set up - it was transparent and all available to do online. I set it up and just left it to do it's thing - it is easy to check up how things are going with the app and Zopa keep in touch regularly via e mail which is reassuring. Reviewed on: 10th January 2024

Everything you need from a loan application

Easy to apply. great rates offered. Offer was easy to understand. Can check repayments online with the app. Great communication throughout the process. Reviewed on: 10th January 2024

Competitive and easy process

It’s straightforward to apply with regular updates before and after application. Also they offer very competitive rates. Reviewed on: 10th January 2024

Warp speed decision

Fast. Infact very fast great efficient service highly recommended Reviewed on: 10th January 2024

Brilliant loan process front start to receiving the...

Brilliant loan process front start to receiving the money in my bank. I had no problem registering on the website. Reviewed on: 10th January 2024

Best loan company in the UK

From the beginning of my application everything was so easy.. constant updates and manageable repayments excellent company Reviewed on: 10th January 2024

Nice, easy process, helped me!

Nice, easy process, helped me out in a hard period. Reviewed on: 10th January 2024

Very professional and organised.

Very professional and organised. Application process simple. Received funds quickly. Would definitely use Zopa again and would highly recommend Zopa to friends and family. Reviewed on: 10th January 2024

It was so easy to understand and apply for a loan.

It was so easy to understand and apply for a loan. Reviewed on: 10th January 2024

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