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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

No fuss, prompt loan fund provision, not bombarded w...

No fuss, prompt loan fund provision, not bombarded with advertising and simple straightforward customer communications. Reviewed on: 10th January 2024

Seamless and easy application

The application was seamless and i received a decision immediately. Fully open and transparent with no hidden costs. Having a Zopa loan has made my finances so much more easier to manage. Thank you Zopa Reviewed on: 10th January 2024

Simple procedure on line

Simple procedure on line then a short telephone call to confirm small points. Money was in my bank soon after. Reviewed on: 10th January 2024

hassle free and money in bank within 3 hours

hassle free and money in bank within 3 hours Reviewed on: 10th January 2024

Zopa 1st Rate

Zopa are the best out there for lowest rates. The application process is simple. You can download the App to check the balance. It's brilliant. Reviewed on: 10th January 2024

It was a very Simple process in terms of form fillin...

It was a very Simple process in terms of form filling and basic information that literally took a few minutes of my day. The response was both swift and successful. I was pleasantly surprised how quickly the money was in my account.. I would not hesitate to recommend Zopa. This was a very good experience Reviewed on: 10th January 2024

I recommend to friends and family.

I had a though year and many issues, not knowing how to proceed or where to get a loan. I told myself to try ZOPA again because my first loan of 2019 went extremely well—it was quickly approved, had excellent customer service, and, most importantly, was in my bank account three hours later. I sincerely thank you for saving my life. Reviewed on: 10th January 2024

fast and simple process of obtaining a loan

the loan was provided very quickly and with a simple and fast experience, you can login to check your balance and make amendments, pay chunks off etc, very good service, would highly recommend and certainly use again, well done. Reviewed on: 10th January 2024

Quick simple easy to apply .

Quick simple easy to apply . Good service Reviewed on: 10th January 2024

My experience with Zopa was very good.

My experience with Zopa was very good.Would really recommend to family and friends. Reviewed on: 10th January 2024

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