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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

A Zopa loan, You can condone, As being one that does...

A Zopa loan, You can condone, As being one that does add tone, And causes problems to disappear without a moan. So you can easily condone a Zopa loan. Reviewed on: 10th January 2024

Slick application process with regular updates and g...

Slick application process with regular updates and good ongoing comms Reviewed on: 10th January 2024

Great service, great communication, quick process

Great service, great communication, quick process Reviewed on: 10th January 2024

I've had a great experience, very fast process , fri...

I've had a great experience, very fast process , friendly team, an excellent easy to use apps. Reviewed on: 10th January 2024

Returning customer...

Had a previous loan, cleared it early. When I needed this new one, Zopa were highly competitive and very easy to deal with. Have since also taken their credit card. Easy to manage online options all round. Reviewed on: 10th January 2024

Easy to arrange and very quick from start to finish.

Easy to arrange and very quick from start to finish. Whole process stress free. Reviewed on: 10th January 2024

Super efficient and easy process, great communication

Super efficient and easy process, great communication Reviewed on: 10th January 2024

Easy navigate and a fantastic App

Very easy navigate and a fantastic App, making over-payments is done easy and helps saving money. Reviewed on: 10th January 2024

Financial support when you need it.

I have used Zopa twice for a personal loan. On both occasions, I found the application easy and their response was prompt. I also enjoy the competitive rates which get better when you are a returning customer. It is comforting to know that there is a reliable and safe way to borrow money . Reviewed on: 10th January 2024

Brilliant service, so easy to apply payment in accou...

Brilliant service, so easy to apply payment in account straight away Reviewed on: 10th January 2024

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