Write a review

Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64867 reviews)

View other Zopa products

4.94

Based on 64,867 reviews, last reviewed 21st Apr 2025

26% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Clear and Convenient The application process was easy and information made clear, and I was updated at each stage of the process. I loved that I was able to do it all onli... Read more Reviewed on: 21st April 2025

Latest lowest rating:

2

First experiences of dealing with Zopa back in Octob... First experiences of dealing with Zopa back in October 2021 were very good. The company seemed very efficient,helpful and we were well pleased. Two lo... Read more Reviewed on: 19th April 2025

Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64867)

Review of the Zopa, Personal Loan:

It was my first time application to zopa the were ve...

It was my first time application to zopa the were very efficient in processing my application and also very friendly . they processed my application. Reviewed on: 28th February 2025

Clear and Convenient

The application process was easy and information made clear, and I was updated at each stage of the process. I loved that I was able to do it all online and at an affordable interest rate. Reviewed on: 21st April 2025

Seamless application process during application

Seamless application process during application Reviewed on: 20th April 2025

Quite well for loan approval .

Quite well for loan approval . would be great if interest rate is bit low Reviewed on: 20th April 2025

The "APPT" Experience

Their application was simple and they responded quickly. I would have preferred a better APR. I have mixed views about the customer experience as they responded to questions and issues effectively, but there was no human touch, it was all digital communication. Reviewed on: 20th April 2025

Exceptional Credit Card Company & Bank

One of the best banks and credit card companies I've ever dealt with. Exceptional in every way especially customer service. They listen to customers and they work with you whether you need to increase or decrease your limit. Other more well known and recognised credit companies could learn a lot from Zopa Reviewed on: 20th April 2025

The App is amazing.

The App is amazing. It’s very easy to see if you are eligible for a new loan or even get a settlement quote Reviewed on: 20th April 2025

carnt get any money out of the cash machine

carnt get any money out of the cash machine Reviewed on: 20th April 2025

Very professional informative Happy with service and...

Very professional informative Happy with service and communication Reviewed on: 20th April 2025

Zopa products and customer service are top notch.

Zopa products and customer service are top notch. I am so delighted to have them as my loan and bank provider. I have been recommending Zopa to all my friends and acquaintances. Great job Zopa and Keep it up! Reviewed on: 20th April 2025

The site was Easy to use and helpful and quick

The site was Easy to use and helpful and quick Reviewed on: 20th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Cockle Finance 4.98 from 810 reviews
Payday Loan
from Moneyboat.co.uk 4.45 from 143 reviews
Personal Loans
from Conduit 4.82 from 353 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub