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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67285 reviews)

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4.94

Based on 67,285 reviews, last reviewed 23rd Jan 2026

100200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Trusted and reliable . Trusted and reliable . Can recommend to a friends. Easy and fastest way the processes Reviewed on: 23rd January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67285)

Review of the Zopa, Personal loan:

Boniface

Straight forward. Its husstle free to get what you want.. Reviewed on: 5th February 2020

Trusted and reliable .

Trusted and reliable . Can recommend to a friends. Easy and fastest way the processes Reviewed on: 23rd January 2026

Still using your service's so big thumb's up

Still using your service's so big thumb's up Reviewed on: 23rd January 2026

Highly recommended

Professional, simple. Great value Reviewed on: 22nd January 2026

Super quick and easy to get a quote for eligibility...

Super quick and easy to get a quote for eligibility and the cost of a loan. Very clear information and money received immediately. I particularly like the app interface which provides diagrams of amount repayed and owed to date, and links with my other bank accounts - providing ideas for saving some costs of interest and making financial plans for the future. Reviewed on: 22nd January 2026

Excellent service top bank many options number 1 cus...

Excellent service top bank many options number 1 customer service Reviewed on: 22nd January 2026

Found on line, easy to complete application, got res...

Found on line, easy to complete application, got results very fast easy transaction Reviewed on: 22nd January 2026

Had no trouble was great for them to support me in a...

Had no trouble was great for them to support me in a time of need Reviewed on: 22nd January 2026

Everything went really well.

Everything went really well. They did exactly what they said they would. They were thorough without being pushy and explained everything in a simple friendly manner. All around it was a smooth transaction. Reviewed on: 22nd January 2026

Zopla made things easy for me.

Zopla made things easy for me. They are very responsive and supportive. They keep you updated into any changes with their app and tend to provide fast response. Reviewed on: 22nd January 2026

Helpful and easy to use.

Helpful and easy to use. Good interest rate. Reviewed on: 22nd January 2026

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