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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67265 reviews)

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4.94

Based on 67,265 reviews, last reviewed 20th Jan 2026

66100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick, efficient and helpful lenders I needed some money to pay for an unexpected bill and Zopa were my first choice because of the kindness of staff and a competitive rate. Previously I ... Read more Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67265)

Review of the Zopa, Personal loan:

Quickly, Quietly,Quality

No fuss and highly efficient. Everything happened immediately. Love the app too. A good, honest no nonsense loan. Reviewed on: 5th April 2023

Quick, efficient and helpful lenders

I needed some money to pay for an unexpected bill and Zopa were my first choice because of the kindness of staff and a competitive rate. Previously I was impressed with their service and attention to detail. There was a choice for the period of the loan and I made a choice that suited me. Reviewed on: 20th January 2026

Great ZOPA experience.

Everything about my experience with ZOPA has been simple and stress-free. Reviewed on: 20th January 2026

Happy with Zopa good services and help to do the th...

Happy with Zopa good services and help to do the things Reviewed on: 20th January 2026

Very quick and easy.

Very quick and easy. No problem and all online Reviewed on: 20th January 2026

Simple process. No issues.

Simple process during the application. Money could have been in the bank quicker than expected, but have had no issues since. Reviewed on: 20th January 2026

I'm without any problems, it's cheaper any another l...

I'm without any problems, it's cheaper any another lender. Reviewed on: 20th January 2026

Very informative and thorough throughout the transac...

Very informative and thorough throughout the transaction ease of use on the app and updated on a regular basis either emails or telephone calls Reviewed on: 20th January 2026

I’ve had several loans with Zopa - superb service an...

I’ve had several loans with Zopa - superb service and attention to customer satisfaction. The app is so easy to use with details of your account and offers all at hand. Very competitive rates and online support if required. I’m 100% satisfied customer and highly recommend. Reviewed on: 20th January 2026

Rapid responses and simple to use app

Rapid responses and simple to use app Reviewed on: 20th January 2026

Excellent service

Efficient, professional and competitive, everything you need! Reviewed on: 20th January 2026

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