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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 67,249 reviews, last reviewed 19th Jan 2026
65600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

It was very easy to apply for a loan. It was very easy to apply for a loan. A quick call followed and money transferred within a couple of hours Reviewed on: 19th January 2026
Remi's avatar
Remi

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice
Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67249)

Review of the Zopa, Personal loan:

Excellent Service

5
Zopa provide hassle free and smooth service to provide personal loan within minutes. Excellent Service. Reviewed on: 5th April 2023
Nanak Chand's avatar
Nanak Chand

everything just super.

5
everything just super. went without a hitch Reviewed on: 18th January 2026
Andy A's avatar
Andy A

Easy to deal with, with excellent customer service a...

5
Easy to deal with, with excellent customer service and support. Accurate and honest feedback. Money in my account the same day! Reviewed on: 18th January 2026
Daniel C's avatar
Daniel C

Fast and reliable

5
I applied for a loan on the day I had to pay my rent. I had been ill for quite a long period, for several months, and I didn’t know about Universal Credit. When I eventually applied, it was too late — appointments and interview dates were scheduled two months ahead. I needed money that very day, and I received it. THANK YOU, ZOPA. Reviewed on: 18th January 2026
Cosmin Lupascu's avatar
Cosmin Lupascu

Great experience and good company to work with

5
Great experience and good company to work with Reviewed on: 18th January 2026
Doughnut's avatar
Doughnut

Fast and reliable

5
Fast, reliable and excellent services. Reviewed on: 18th January 2026
Afua K's avatar
Afua K

I got Zopa during the most important period for me a...

5
I got Zopa during the most important period for me and ever since then I have never had single bad experiences with them. On top of that it helped me get the simple loan to pay off something urgently in need with no problems. Thank you Zopa team, you are awesome. I’m sure I’m not the only satisfied customer and you will be blessed. Reviewed on: 18th January 2026
Susan Mary 's avatar
Susan Mary

Highly Recommended!

5
Excellent application process and the app is so easy to view and manage my account. Reviewed on: 18th January 2026
Ian S's avatar
Ian S

It was easy to navigate and apply for a loan.

5
It was easy to navigate and apply for a loan.I also love how you can see your payments on the app. Reviewed on: 18th January 2026
Gail C's avatar
Gail C

Service review

5
Easy process very fast decision Customer service is good fast at answering questions Reviewed on: 18th January 2026
lorraine m's avatar
lorraine m

On a Sunday morning I came to the realization that I...

5
On a Sunday morning I came to the realization that I needed a car and that I wanted to borrow enough for a car AND enough to pay for some home improvement s needed (new flat roof and insulation). I applied online and was successful. They gave me the advertised rate (which I have found in the past others do not) and my money was in my bank in seconds when I was expecting to have to wait till Monday. Very happy. Reviewed on: 18th January 2026
Mel Quick 's avatar
Mel Quick

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