Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 67,281 reviews, last reviewed 22nd Jan 2026
100000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service top bank many options number 1 cus... Excellent service top bank many options number 1 customer service Reviewed on: 22nd January 2026
Jihad Elhassanie's avatar
Jihad Elhassanie

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67281)

Review of the Zopa, Personal loan:

Easy and great website

5
I have used zopa for a number of years and never had any problems. Whenever I have dealt with the customer service department they have been very helpful :) Reviewed on: 3rd January 2018

Quick and easy application, money was in my bank wit...

5
Quick and easy application, money was in my bank within 20 minutes of applying. The app is easy and friendly to use. Customer service is excellent! Reviewed on: 18th January 2026

Friendly finance

5
Everything was so quick and stress free. Their website is easy to understand. Reviewed on: 18th January 2026

Fantastic Company

5
Great company to deal with - efficient and transparent. Reviewed on: 18th January 2026

Zopa loan.

5
Easy to apply for loan,good money value for short or long term. Reviewed on: 18th January 2026

A very quick and easy process offered at a great rat...

5
A very quick and easy process offered at a great rate, with easy to understand instructions Reviewed on: 18th January 2026

Excellent company!!

5
The Zopa app is excellent, very informative and keeps you upto date with all their products and also any further loan options available. Reviewed on: 18th January 2026

Flawless expierence from start to finish , excellent...

5
Flawless expierence from start to finish , excellent expierence . I will definetly use Zopa again in the future. Reviewed on: 18th January 2026

Simple transaction.

5
Getting my loan accepted and paid was a simple affair. A rare thing indeed these days. Reviewed on: 18th January 2026

Great bank for personal loan.

5
Great bank for personal loan. Helpful and great customer service. They have a great app for login accounts Reviewed on: 18th January 2026

No hassles and easy to deal business.

5
No hassles and easy to deal business. Reviewed on: 18th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.97 from 2369 reviews
    Zopa
  • Cash ISA

    from Zopa 4.95 from 1452 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7482 reviews
    Zopa
    View all products