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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67286 reviews)

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4.94

Based on 67,286 reviews, last reviewed 24th Jan 2026

100250% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Gave decision quickly Gave decision quickly processed the application within a couple of days money was in bank Reviewed on: 24th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67286)

Review of the Zopa, Personal loan:

Quick and easy app to use.

Quick and easy app to use. Great service and quick application. Reviewed on: 16th April 2025

Great experience and good company to work with

Great experience and good company to work with Reviewed on: 18th January 2026

Fast and reliable

Fast, reliable and excellent services. Reviewed on: 18th January 2026

I got Zopa during the most important period for me a...

I got Zopa during the most important period for me and ever since then I have never had single bad experiences with them. On top of that it helped me get the simple loan to pay off something urgently in need with no problems. Thank you Zopa team, you are awesome. I’m sure I’m not the only satisfied customer and you will be blessed. Reviewed on: 18th January 2026

Highly Recommended!

Excellent application process and the app is so easy to view and manage my account. Reviewed on: 18th January 2026

It was easy to navigate and apply for a loan.

It was easy to navigate and apply for a loan.I also love how you can see your payments on the app. Reviewed on: 18th January 2026

Service review

Easy process very fast decision Customer service is good fast at answering questions Reviewed on: 18th January 2026

On a Sunday morning I came to the realization that I...

On a Sunday morning I came to the realization that I needed a car and that I wanted to borrow enough for a car AND enough to pay for some home improvement s needed (new flat roof and insulation). I applied online and was successful. They gave me the advertised rate (which I have found in the past others do not) and my money was in my bank in seconds when I was expecting to have to wait till Monday. Very happy. Reviewed on: 18th January 2026

Easy to use app

Very straight forward when applying for a loan, no complications. Process is done quickly. Money transferred in to my bank the same day. No issues. Reviewed on: 18th January 2026

Zopa was very helpful and easy to use.

Zopa was very helpful and easy to use. Fast and efficient. Once my loan was approved funds were in my account in minutes. Would highly recommend! Reviewed on: 18th January 2026

Easy and straightforward application

Easy and straightforward application Reviewed on: 18th January 2026

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