Write a review

Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63886 reviews)

View other Zopa products

4.94

Based on 63,886 reviews, last reviewed 14th Apr 2025

274300% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Helpful service Love zopa very good service very helpful low interest loans Reviewed on: 14th April 2025

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025

Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63886)

Review of the Zopa, Personal Loan:

Quality

Great rates, very professional and helpful Reviewed on: 20th January 2022

Excellent bank and easy to get credit card from them.

Excellent bank and easy to get credit card from them. Just applied in minutes you can get the results same time. Reviewed on: 12th April 2025

Asked for a loan but got refused

Asked for a loan but got refused Reviewed on: 12th April 2025

Paid my loan of in full and a week later zopa are sa...

Paid my loan of in full and a week later zopa are saying i havent paid it and still owe the money sent numerous emails and spoke to so many agents they don't care terrible company to deal with Reviewed on: 12th April 2025

Easy fast service quick payment and easy to pay back...

Easy fast service quick payment and easy to pay back Reviewed on: 12th April 2025

Zopa is brilliant they started me off with a credit...

Zopa is brilliant they started me off with a credit card and now they gave me car finance. Never had any problems or complaints about zopa. There rates are cheap. Reviewed on: 12th April 2025

Staff Professional and Wonderful Service

staff were quick effficient and the whole process was made easy Reviewed on: 12th April 2025

Excellent value

Have had 2 loans with them both been excellent value. Quick and easy to apply. Reviewed on: 12th April 2025

Every step of my loan application was straight forwa...

Every step of my loan application was straight forward, all the information readily available on the app, everything clearly explained Reviewed on: 11th April 2025

They're great at being easy to use and straightforwa...

They're great at being easy to use and straightforward app. Reviewed on: 11th April 2025

Never had an issue with them, apparently is easy to...

Never had an issue with them, apparently is easy to use and allows additional payments if you have spare cash Reviewed on: 11th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Leeds Credit Union 4.49 from 10 reviews
Personal Loan
from Personal Loans 4U 4.97 from 21 reviews
Personal Loan
from Updraft 4.95 from 7086 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub