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Zopa: Personal Loan reviews

4.94
Based on 65,243 reviews, last reviewed 12th May 2025
45% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025
Donna S's avatar
Donna S

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (65243)

Review of the Zopa, Personal Loan:

Quick and easy to arrange.

5
Quick and easy to arrange. Good interest rate. Reviewed on: 9th January 2024

Very straightforward and easy to apply.

5
Very straightforward and easy to apply. Reviewed on: 28th April 2025

Genuinely transparent

5
I needed a loan for home improvements, they told me the rate before I applied, meaning no hit to my score. I can make payments when I want, the app is genuinely great and easy to use, and whenever I've spoken to them, no matter how trivial they've been absolutely lovely. Reviewed on: 28th April 2025

Everything was just simple & easy

5
Everything was just simple & easy Reviewed on: 28th April 2025

App is so easy to navigate!

5
App is so easy to navigate! 10 out 10 customer service. Highly recommend if you want a fast and quick decision with great APR! Have had a fantastic experience from start to Finish ! Over payments east to process as well Reviewed on: 28th April 2025

Every time I use the card it gives me no issues same...

5
Every time I use the card it gives me no issues same when I go to pay some back never any issue if there is it tells me ie the app and normal within 5 minutes it will work Reviewed on: 28th April 2025

Their customers service was next to non, fast and di...

5
Their customers service was next to non, fast and direct Reviewed on: 28th April 2025

Amazing.

5
Amazing. Easy to deal with. No hidden charges. Great experience Reviewed on: 28th April 2025

Personal Loan

5
Took out a personal loan. Very competitive rate and service has been excellent Reviewed on: 28th April 2025

Great company .

5
Great company . Verry easy to complete the question Reviewed on: 28th April 2025

Good service

5
Very simple to apply, money delivered almost instantly. Easy to use app Reviewed on: 28th April 2025

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