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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67273 reviews)

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4.94

Based on 67,273 reviews, last reviewed 21st Jan 2026

66367% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Highly recommended by me. Absolute dream to set and easy access through the portal. There was no pressure to complete the loan and everything was explained in detail. Reviewed on: 21st January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67273)

Review of the Zopa, Personal loan:

Highly professional, very efficient and so easy to d...

Highly professional, very efficient and so easy to deal with. Very pleasant agents to talk to. Reviewed on: 14th January 2025

I was very impressed and satisfied with my Zopa expe...

I was very impressed and satisfied with my Zopa experience. The application was straightforward and I received the funds quickly. I would recommend! :) Reviewed on: 20th January 2026

Straightforward and to the point.

Straightforward and to the point. Good customer service. Would definitely use again. Reviewed on: 20th January 2026

All round good servce

efficient hassle free borrowing ,everything fully explained , there when needed but not intrusive or agressive markettng in any shape or form Reviewed on: 20th January 2026

Fantastic service, fast efficient and easy to apply.

Fantastic service, fast efficient and easy to apply. The app is great to help me keep ontop of my services and very easy to use. Reviewed on: 20th January 2026

It was very easy to apply for a loan.

It was very easy to apply for a loan. A quick call followed and money transferred within a couple of hours Reviewed on: 19th January 2026

Very fast action and smooth experience about loan

Very fast action and smooth experience about loan Reviewed on: 19th January 2026

I applied for a personal loan.

I applied for a personal loan. The whole process was very efficient and pain free. I’ve since recommended Zopa to several people Reviewed on: 19th January 2026

very good bank very good bank very good bank

very good bank very good bank very good bank Reviewed on: 19th January 2026

Quick and easy to apply.

Quick and easy to apply. Same day decision and cash in bank Reviewed on: 19th January 2026

The service was excellent and above that the dispers...

The service was excellent and above that the dispersal of funds was immediate following the completion of application. Reviewed on: 19th January 2026

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