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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67265 reviews)

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4.94

Based on 67,265 reviews, last reviewed 20th Jan 2026

66100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick, efficient and helpful lenders I needed some money to pay for an unexpected bill and Zopa were my first choice because of the kindness of staff and a competitive rate. Previously I ... Read more Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67265)

Review of the Zopa, Personal loan:

Amazing

Best lender I’ve ever dealt with. So professional. Reviewed on: 28th March 2022

Quick and easy to apply.

Quick and easy to apply. Same day decision and cash in bank Reviewed on: 19th January 2026

The service was excellent and above that the dispers...

The service was excellent and above that the dispersal of funds was immediate following the completion of application. Reviewed on: 19th January 2026

Great service and excellent customer support

Great service and excellent customer support Reviewed on: 19th January 2026

Good experience -well recommended

Good experience -dealt with the matter professionally with patience and with care. Reviewed on: 19th January 2026

Personal loan

Great service approved for loan quickly and money was in my account within minutes. Would definitely recommend company and already have done. Good rate and very simple process. Reviewed on: 19th January 2026

Re-finance loan

I applied to refinance my car, and the experience has been smooth and easy. I would recommend Zopa. Reviewed on: 19th January 2026

quick service - loan arrived quickly

quick service - loan arrived quickly Reviewed on: 19th January 2026

Quick, easy and applications online

Quick, easy and applications online Reviewed on: 19th January 2026

Easy to talk easy decision making

Easy to talk easy decision making Reviewed on: 19th January 2026

Easy to manage, affordable rates

Easy to manage, affordable rates Reviewed on: 19th January 2026

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