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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67265 reviews)

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4.94

Based on 67,265 reviews, last reviewed 20th Jan 2026

66100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick, efficient and helpful lenders I needed some money to pay for an unexpected bill and Zopa were my first choice because of the kindness of staff and a competitive rate. Previously I ... Read more Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67265)

Review of the Zopa, Personal loan:

No issues or problems.

No issues or problems. Easier application and decision,in bank when stated Reviewed on: 19th April 2025

The efficient and friendly Zopa

Found Zopa to be very efficient and friendly. The customer service people always listen and do their best to help. I have never had any problems Reviewed on: 19th January 2026

Quick, simple and painless.

Quick, simple and painless. The whole process was easy and stress free Reviewed on: 19th January 2026

Very simple process and speedy acceptance

Very simple process and speedy acceptance Reviewed on: 19th January 2026

Very fast and accurate,excellent to borrow money

Very fast and accurate,excellent to borrow money Reviewed on: 19th January 2026

Nothing bad to say...

Nothing bad to say; the rates were good and the service excellent Reviewed on: 19th January 2026

Lots of money

Easy to contact and result quickly resolved Reviewed on: 19th January 2026

Easy and no waste of time process

Easy and no waste of time process Reviewed on: 19th January 2026

The app is very well made and very easy to use.

The app is very well made and very easy to use. Reviewed on: 19th January 2026

I had an excellent experience with Zopa.

I had an excellent experience with Zopa. The loan application process was incredibly smooth and straightforward, and I was impressed by how quickly my application was approved. Everything was handled efficiently, which saved me a lot of time and stress. Reviewed on: 19th January 2026

Very quick decision for a loan request and funds wer...

Very quick decision for a loan request and funds were transferred within 2 hours as advised. Reviewed on: 19th January 2026

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