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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67249 reviews)

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4.94

Based on 67,249 reviews, last reviewed 19th Jan 2026

65600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was very easy to apply for a loan. It was very easy to apply for a loan. A quick call followed and money transferred within a couple of hours Reviewed on: 19th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67249)

Review of the Zopa, Personal loan:

Simply the best

Very responsive, competitive rates, easy to understand Reviewed on: 28th November 2019

Review of zopa

Great to deal with easy to understand great communication Reviewed on: 19th January 2026

Zopa welldone

The application was quick and my funds available within minutes.tge app is great easy to use and understand.good rates and I have used zopa a number of times.would highly recommend zopa.would not use my bank for a loan . Reviewed on: 19th January 2026

The Best

Very easy and straight forward. No fuss even the credit score is just average Reviewed on: 19th January 2026

excellent quick and not stressful

excellent quick and not stressful Reviewed on: 19th January 2026

use Zopa for loan

were friendly did not make you feel awkward and very helpful Reviewed on: 19th January 2026

Very professional and customer friendly

Very professional and customer friendly Reviewed on: 19th January 2026

Excellent service.

Excellent service. Quick and easy. App easy to use. Reviewed on: 19th January 2026

Easy access and good website navigation

Easy access and good website navigation Reviewed on: 19th January 2026

Everything from applying for to getting the loan was...

Everything from applying for to getting the loan was very easy Reviewed on: 19th January 2026

Very quick, fair, easy to use, quick to pay out and...

Very quick, fair, easy to use, quick to pay out and easy to settle, also great incentives like money back for a loan taken out within 60 days of settling one. Reviewed on: 19th January 2026

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