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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66884 reviews)

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4.94

Based on 66,884 reviews, last reviewed 16th Jan 2026

53567% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Always a top class service, efficient, informative a... Always a top class service, efficient, informative and direct. I’d always check with Zopa first before going to any other provider Reviewed on: 16th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66884)

Review of the Zopa, Personal loan:

Hassle free

Easy to deal with, very low APR rates. Terms and conditions clear and easy to read. No hidden charges. Frequent updates via email. Reviewed on: 6th June 2017

Been with Zopa for several years.

Been with Zopa for several years. Experience has been excellent, the app is excellent and so user friendly. Reviewed on: 16th January 2026

Great company

Loan dealt with very quickly and professionally. Great customer service Reviewed on: 16th January 2026

I applied for a loan March last year and got excepte...

I applied for a loan March last year and got excepted and the money was in my account within 10 minutes highly recommended Reviewed on: 16th January 2026

Fast and efficient.

Fast and efficient. Good website, easy to navigate. Thank you. Reviewed on: 16th January 2026

Excellent service, easy process.

Excellent service, easy process. Reviewed on: 16th January 2026

Absolutely amazing so quick and easy to do

Absolutely amazing so quick and easy to do Reviewed on: 16th January 2026

No Hassle Loan

It was a fast and very straightforward process, very easy to understand and apply for.. The money was transferred into my account very quickly without any hassle at all. I would definitely choose Zopa again for any future loans. Reviewed on: 16th January 2026

Excellent communication and service.

Great communication, prompt efficient service. Easy to contact, make requests, fast decisions and feedback given. Overall a professional, speedy, helpful money lending experience. Reviewed on: 16th January 2026

Highly recommend Zopa

Easy to apply, service fast and professional. Good customer service and reasonable rates along with a great app. Reviewed on: 16th January 2026

App is great, money pays in immediately

App is great, money pays in immediately Reviewed on: 16th January 2026

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