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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67285 reviews)

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4.94

Based on 67,285 reviews, last reviewed 23rd Jan 2026

100200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Trusted and reliable . Trusted and reliable . Can recommend to a friends. Easy and fastest way the processes Reviewed on: 23rd January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67285)

Review of the Zopa, Personal loan:

Quick and easy process

The application process was quick and easy. Terms of repayment were clear and well explained. The app makes it very easy to keep track of payments. I had loans with other banks and I had no clue when my loans would finish and no way of checking it so I find the Zopa app amazing. Reviewed on: 22nd February 2023

seamless lending and repayment, a simple and excelle...

seamless lending and repayment, a simple and excellent customer experience. Reviewed on: 20th January 2026

This was a 1st time to be borrowing money to assist...

This was a 1st time to be borrowing money to assist me in my retirement years, as I was brought up to believe that if you can't afford it, don't borrow! Now I have taken this leap I feel I could manage this. A feeling of importance and my own personal management is possible Reviewed on: 20th January 2026

I was very impressed and satisfied with my Zopa expe...

I was very impressed and satisfied with my Zopa experience. The application was straightforward and I received the funds quickly. I would recommend! :) Reviewed on: 20th January 2026

Straightforward and to the point.

Straightforward and to the point. Good customer service. Would definitely use again. Reviewed on: 20th January 2026

All round good servce

efficient hassle free borrowing ,everything fully explained , there when needed but not intrusive or agressive markettng in any shape or form Reviewed on: 20th January 2026

Fantastic service, fast efficient and easy to apply.

Fantastic service, fast efficient and easy to apply. The app is great to help me keep ontop of my services and very easy to use. Reviewed on: 20th January 2026

It was very easy to apply for a loan.

It was very easy to apply for a loan. A quick call followed and money transferred within a couple of hours Reviewed on: 19th January 2026

Very fast action and smooth experience about loan

Very fast action and smooth experience about loan Reviewed on: 19th January 2026

I applied for a personal loan.

I applied for a personal loan. The whole process was very efficient and pain free. I’ve since recommended Zopa to several people Reviewed on: 19th January 2026

very good bank very good bank very good bank

very good bank very good bank very good bank Reviewed on: 19th January 2026

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