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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Top lender

Simple, easy and worth the effort. Great rate and affordable! Reviewed on: 4th June 2017

simple process comfortable borrowing

Zopa use is a simple process that makesfor comfortable borrowing along with easy access to make repayments. Reviewed on: 4th June 2017

Simple & Easy

Really easy company to deal with, had the money very quickly Reviewed on: 4th June 2017

Mr

I'm strongly happy with the system and accuracy to deal with customer and easy to use also most helpful Reviewed on: 4th June 2017

Fair rates and good customer service

I went to Zopa for my first loan not only for the rates but in the belief that peer to peer lending is not putting money into greedy bankers' pockets. When I wanted a new loan it was incredibly easy to set up over the phone with a helpful and knowledgeable person. Reviewed on: 4th June 2017

Great Rates

Look nowhere else for a car loan. These guys have got it covered.. Very simple process and the best loan rate you will get.. Thank you Zopa.. Reviewed on: 4th June 2017

Super Zopa

Excellent service, fast, friendly and professional. Perfect experience, an example of how to do business with a lender; Zopa job. Reviewed on: 4th June 2017

Excellent

Got accepted in a few hours.chosing the amount I wanted to borrow and having a good pay back scheme. Reviewed on: 4th June 2017

No quieble zopa.

Quick and fair zopa.and unlike most companies don't bombard you with emails afterwards. Reviewed on: 4th June 2017

excellent

very easy to use web site, quick reply with loan, very competative interest rates, can check on your loan anytime. would recomend. Reviewed on: 4th June 2017

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