Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65243 reviews)

View other Zopa products

4.94

Based on 65,243 reviews, last reviewed 12th May 2025

45% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65243)

easy, hassle free, excellent service

I saw ZOPA on the TV and was looking to get a loan for a new car. I applied and within minutes my loan was agreed and in my bank within 48 hrs. Quick, simple and easy. Its also easy to manage with their online access so you can make changes at any time and adjust your loan if needs be. Very impressed with their service. Reviewed on: 4th June 2017

Great rates

Applied for loan got accepted in minutes and money was in my account next day plus a BIG plus i got the rate i applied for so top marks from me. Reviewed on: 4th June 2017

Easy & helpful

I applied on line it was very easy and quick I had to call them about something and they were very helpful and polite Reviewed on: 4th June 2017

Loan application

I would definately recommend I found the service propmpt with decisions, easy to complete application form, and form acceptance to reciept of loan finalised within a few days. Excellent service Reviewed on: 4th June 2017

exellent

very fast and efficient polite great value definately recomend to family and friends Reviewed on: 4th June 2017

Brilliant Team

I needed a loan and Zopa were very quick and helpful sorting it out. Reviewed on: 3rd June 2017

Fair

Very fair loan agreement for my first ever loan & credit score. Quick & easy process, would highly recommend. Reviewed on: 3rd June 2017

Quick, Easy & Hassle free loan

I have nothing but good words to say. I had a poor credit score but Zopa gave me a chance when no others would. From start of process to money in the bank was quick & easy & all done at a fair apr % for my circumstances. Keep up the good work. Reviewed on: 3rd June 2017

Fast, no hassle, easy

I've had a couple of loans through Zopa now and each time, they have been fast, with no hassle and easy to manage. The summary of your loans is clear on the website and if you meet your repayments, you never hear from them! Reviewed on: 3rd June 2017

Amazing!!

Zopa not only offer great low rate peer to peer loans, but their customer service is amazing too. You can mange your account online and everything is clear and transparent. I won't use another loan provider now! Reviewed on: 3rd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Sainsburys Bank 3.40 from 69 reviews
Payday Loan
from Quid Market 2.24 from 5 reviews
Short Term Loan
from Wonga 2.54 from 84 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub