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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

excellent

very easy to use web site, quick reply with loan, very competative interest rates, can check on your loan anytime. would recomend. Reviewed on: 4th June 2017

Mr Stephen Baumber

So easy and fantastic quick response to an online application Reviewed on: 4th June 2017

Very quick and easy

Had no waiting around for days everything was sorted in a quick manner. Definitely recommend Reviewed on: 4th June 2017

Great

Really like the easy way I can borrow money, thanks! Reviewed on: 4th June 2017

Great service

My experience with Zopa was very good, very easy to fill in forms and a very quick response, I would highly recommend Zopa to anyone. Reviewed on: 4th June 2017

Excellent service, sensible repayment terms

Transaction was smooth and my loan application was dealt with promptly. The flexibility offered in terms of the repayment period was also very welcome. Reviewed on: 4th June 2017

easy, hassle free, excellent service

I saw ZOPA on the TV and was looking to get a loan for a new car. I applied and within minutes my loan was agreed and in my bank within 48 hrs. Quick, simple and easy. Its also easy to manage with their online access so you can make changes at any time and adjust your loan if needs be. Very impressed with their service. Reviewed on: 4th June 2017

Great rates

Applied for loan got accepted in minutes and money was in my account next day plus a BIG plus i got the rate i applied for so top marks from me. Reviewed on: 4th June 2017

Easy & helpful

I applied on line it was very easy and quick I had to call them about something and they were very helpful and polite Reviewed on: 4th June 2017

Loan application

I would definately recommend I found the service propmpt with decisions, easy to complete application form, and form acceptance to reciept of loan finalised within a few days. Excellent service Reviewed on: 4th June 2017

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