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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66296 reviews)

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4.94

Based on 66,296 reviews, last reviewed 16th Jan 2026

34300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Applying for loan was extremely straightforward and... Applying for loan was extremely straightforward and easy, loan was approved very quickly and was available in my account for the purchase Reviewed on: 16th January 2026

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66296)

Review of the Zopa, Personal loan:

Just perfect

Extremely easy and very modern. Never seen anything like it. Took a loan and paid it early. Money was in my account really fast and it was very easy to repay more than my monthly installments. Reviewed on: 6th November 2018

Dealt with Zopa a few times now, excellent service

I have dealt with Zopa a few times now for personal loans and the process has been clear and simple to follow. Being able to access lots of information on the app also makes it really easy to check on my finances any time. Reviewed on: 16th January 2026

Zopa is giving the best interest that suits my affor...

Zopa is giving the best interest that suits my affordability. Reviewed on: 16th January 2026

Clear and concise information with no hidden costs o...

Clear and concise information with no hidden costs or fees. Application was simple and easy to complete Reviewed on: 16th January 2026

Great service

Very easy to arrange my loan with lovely customer service. Reviewed on: 16th January 2026

So easy to deal with put everything in place without...

So easy to deal with put everything in place without trouble Reviewed on: 16th January 2026

Thomas’s loan

I applied for a loan and was really happy with how easy and well I was helped through the process. Reviewed on: 16th January 2026

Smallish loan needed

I was looking for a smallish loan and Zopa came up on clear score and I applied,the process was very simple,all the correct checks were carried out and passed then it was very quick that the funds were transferred Reviewed on: 16th January 2026

Staff very helpful during phone calls

Staff very helpful during phone calls Reviewed on: 16th January 2026

Excellent service, fast transaction that was of gre...

Excellent service, fast transaction that was of great help when I needed it! Well done ! Recommend! Reviewed on: 16th January 2026

Easy would use again! -

Easy to navigate via the app - loan sorted quickly and easily Reviewed on: 16th January 2026

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