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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Amazing Service

Cannot fault at all! Genuine customer care Reviewed on: 30th May 2017

Peer to Peer

A fantastic service. Low interest rates, simple online application process. Easy identity verification. Helpful staff and excellent literature where everything is presented in an understandable simplified format. I will always use Zopa for any loan that I require. Reviewed on: 30th May 2017

Efficient, easy and friendly

I sought a car loan with a quick turnaround and the process at zopa could not have been more easy or straightforward. The online application was simple to follow and the follow up calls were prompt and and staff so friendly. Having the option to pay off extra amounts each month without penalty is very comforting too. I would recommend to anyone. Reviewed on: 30th May 2017

Fantastic provider

Brilliant provider easy to contact, simple, straightforward and easy to use website and excellent customer service. Reviewed on: 30th May 2017

Loan

Great service . Fast payment with Zopla . Very professionals team sit on the offices Reviewed on: 30th May 2017

Great

Quick, clear and excellent service Reviewed on: 30th May 2017

Fast quote and best rate

Very quick to get a quote and then to move to application. All approved and I bank within 3 days. Great service with a great rate. Reviewed on: 30th May 2017

Great personal loan service

I was able to apply and be accepted for a loan with a great interest rate within minutes Reviewed on: 30th May 2017

Simple, easy borrowing!

Excellent website, really user friendly; all the information you need is right there in front of you in black and white. Took a really short time to do the application and receive the money. Would definitely use again and recommend. Reviewed on: 30th May 2017

Superb Loan Features

A painless way to obtain funds at a very competitive rate. Effortless approval process. Reviewed on: 30th May 2017

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