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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

effective and quick

very easy website to use and quick without hassle.totally recommend it Reviewed on: 30th May 2017

Anita

Very good company for those who do not want to deal with paperwork,very helped to find the first car. Very responsive people and always go to a meeting. Super company helped to find the first family car very satisfied Reviewed on: 30th May 2017

QUICK & EFFICIENT

IM VERY HAPPY FOR THE GREAT QUICK RESPONSE AND THE FACILITY TO HAVE THE FUNDS Reviewed on: 30th May 2017

Zopa is the best

I'd recommend Zopa to anyone who requires a loan. Very quick to respond regarding their decision to lend, application process is easy to navigate and options to repay the loan quickly was easy to understand. Wonderful company! Reviewed on: 30th May 2017

Easy and transparent

The best personal loan company I came across. Application process was very easy and the loan was accepted and in my account within days. All of the fees are transparent and there are no hidden surprises. Not surprise it's been nominated as Best Personal Loan Provider in the Consumer Credit Awards. Reviewed on: 30th May 2017

Best loan interest rate around!

I needed a loan quickly to pay for an operation. Zopa was recommended to me so I applied. I was quickly offered the lowest interest rate around and the whole process was quick and easy. Reviewed on: 30th May 2017

By far the best personal loan out there

Low interest, quick descion, fast access to the cash. I used to go to a bank for my first choice loan but not any more. Zopa are the best by a country mile. Reviewed on: 30th May 2017

Great, straight forward and innovate service!

I was sceptical at first about the concept of Zopa, but from the first click to apply I was surprised and excited about the journey I started. My application for a loan with Zopa was easy, smooth and modern. Its an up to date, tech savy, forward thinking approach - Zopa would be the first place I would go to, or recommend, when its comes to loans in the future. Reviewed on: 30th May 2017

Great loans

I used Zopa for a loan. I only needed it short term and was able to pay back early with no early repayment fee. I now plan to become a lender on Zopa. A* Reviewed on: 30th May 2017

Zopa is awesome!

Super straight-forward, easy and fast loan service! Highly recommended. Reviewed on: 30th May 2017

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