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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (62753 reviews)

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4.94

Based on 62,753 reviews, last reviewed 5th Feb 2025

32940% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A great deal great experience . Quick with no hassle, great interest rate better than the Bank offered, money was in my account within the hour, i have recommended to a few of my fri... Read more Reviewed on: 5th February 2025

Latest lowest rating:

2

I like it and i am honorable I like it and i am honorable i will keep in touch Reviewed on: 17th January 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (62753)

First loan

Really good for people who want to get thee first loan Reviewed on: 19th December 2016

Zopa is wonderful

Applied for a Zopa loan for a car. Was hesitant because I am quite young, but they accepted me and were very helpful with the whole process. Would highly recommend! Reviewed on: 19th December 2016

Perfect deal

I was shocked and happy to see how clear cut and transparent Zopa were with the money you were borrowing. Great interest rate, clearly displayed fees and such a fast response on application. I had never heard of Zopa before taking the loan out and I can tell you now, if I need one in the future Zopa is the only place I'll go! Reviewed on: 19th December 2016

v quick and easy process! received money within a couple of days

v quick and helpful customer service when there was an IT issue with my application. the start to finish application was easy and quick to use, very pleased with the service. interest rates are very competitive and I like the ability to repay early without any penalties Reviewed on: 19th December 2016

All round great service

The loan was easy to apply for, giving plenty of options on repayment at a good interest rate. Website is great for keeping track of repayments, displaying clearly overall loan details. Customer service was quick and friendly when changing my loan also Reviewed on: 19th December 2016

Excellent

Excellent provider, had an instant answer and the money was in my bank within a few days!! Reviewed on: 19th December 2016

Fantactic service and %

Whilst looking for a smallish loan I noticed that promised APR for banks were not available for the amount I needed. Zopa to the rescue!! Offered a fast and efficient service with great interest rates. Great easy to use website that allows you to self serve...make extra payments and see the effects of these payments on the balance. Will definitely make Zopa a "go to lender" again..and have recommended them many times Thank you! Reviewed on: 19th December 2016

Very easy, good rates

I tried Zopa after seeing an advert somewhere and I was needing a small loan to buy my wife a cheap motorcycle. The application process was straightforward and the rates good, plus there is the ability to make extra payments to reduce the loan quicker. I'd definitely use them again in the future. Reviewed on: 19th December 2016

Great to do business with

No hassle, great website, funds released quickly. Reviewed on: 19th December 2016

Super fast, easy to apply, great rates.

Superb all-round experience. Rapid response Reviewed on: 19th December 2016

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