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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Fantastic

Lovely service and so easy to deal with Reviewed on: 30th May 2017

Great loan company

I've already recommended Zopa to friends. The process of applying and being granted a loan is super easy and really quick. The interest rates are very competitive and paying the cost back is a breeze. Reviewed on: 30th May 2017

Most likely

I enjoyed the experience with zopa that was quick answer and the money was in the account in less than 3 days Reviewed on: 30th May 2017

Friendly, accessible uncomplicated

Loved my experience with these guys. Simple, intuitive and helpful application process. No need to be afraid by the gravity of it all, you're in safe hands. Recommend. Reviewed on: 30th May 2017

Great service. Quick and fuss free

The application process and timeliness of payment into my account was great. Would definitely recommend. Reviewed on: 30th May 2017

Great company to deal with

Very quick and easy process, with a good choice of payment options and very reasonable interest rates. Definitely my top pick for any future loan requirement. Reviewed on: 30th May 2017

Lo

Easy to set up, good rates and efficient/no fuss service Reviewed on: 30th May 2017

Straight-forward, no hassle

Such a smooth process and you actually get the advertised rate (unlike some others) so no disappointments. Makes what can be a confusing process very easy to navigate. Reviewed on: 30th May 2017

The easiest and quickest loan!

I needed a short term loan and Zola came to my attention. The online application was quick and easy, then an administrator called me within hours of my submission to run through a few details. I had approval within 12 hours and funds in my account 3 days later! A brilliant company to deal with and a very user friendly website so I can easily keep track of my account. I would definitely recommend Zopa! Reviewed on: 30th May 2017

A Fool to look anywhere else

Have been our go to company for two loans. Their quotes cannot be beaten, believe me we've tried!! Easy to apply, set up of repayments extremely straightforward. Have always managed to repay extra - again no hassle, no fuss!! Brilliant Reviewed on: 30th May 2017

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